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ZENITH International Journal of Multidisciplinary Research
Year : 2015, Volume : 5, Issue : 8
First page : ( 107) Last page : ( 112)
Online ISSN : 2231-5780.

Retirement-A New Beginning: A Model to Effective Retirement Preparation

Ms. Nandanan Padma1, Ms. Nair Sreeja2

1Asst. Professor, New Horizon College, Bangalore

2Asst. Professor, New Horizon College, Bangalore

Online published on 22 January, 2016.


Retirement is considered as the most important milestone in the lives of all working people. Planning towards retirement is very crucial because once we retire, our income stops but expenses continue. Studies have revealed that 21% of the retirees experienced a drop in income in retirement of more than 50% and 50% of the retirees felt that they continued to spend as much or more than what they did before retirement. Hence it becomes very important for every working individual to understand and realize this blatant truth. The study aims at developing a model called the ̀push-pull’ model which identifies the important factors that an individual must consider while preparing for his retirement thereby contributing to his comfortable retirement.



Retirement, push-pull model, factors influencing retirement.


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