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Year : 2015, Volume : 5, Issue : 2
First page : ( 113) Last page : ( 128)
Print ISSN : 2231-4547. Online ISSN : 2231-4555. Published online : 2015 August 1.
Article DOI : 10.5958/2231-4555.2015.00009.1

Financial Inclusion in Bangladesh: Evidence from Two Villages

Choudhury Mohammad Sadiqunnabi1,*

1Assistant Professor, Department of Economics, Shahjalal University of Science and Technology, Sylhet, Bangladesh

*Email id: sadique-eco@sust.edu


The paper uses participatory research to explore the extent of financial inclusion in two villages in Northeastern Bangladesh. It also uses Findex database to draw a comparative image of financial access in Bangladesh and other parts of the world. While Bangladesh data on financial inclusion exhibit financial capacity of the market, participatory evidence shows financial capability of the service receivers. Review of literature, secondary data and participatory evidences show that there are substantial financial gaps across the economies and within the households. In rural context, it is evident that financial access is low in developing countries like Bangladesh.



Financial inclusion, financial inclusion gap, institutional effectiveness, mobile financial system, participatory methods.


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