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Journal of Commerce and Management Thought
Year : 2018, Volume : 9, Issue : 1
First page : ( 33) Last page : ( 45)
Print ISSN : 0975-623X. Online ISSN : 0976-478X.
Article DOI : 10.5958/0976-478X.2018.00004.6

Study of E-wallet Awareness and its Usage in Mumbai

Pachpande Bhagyashri R.1, Kamble Akash A.2

1MBA student of Indira Global Business School Affiliated to Savitribai Phule Pune University.

2Assistant Professor with Indira Global Business School, Pune, and also pursuing PhD from Savitribai Phule Pune University. He is presently working as research scholar at Bar Ilan University, Israel on research assignment Email id: kamble.aakash@outlook.com

Online published on 13 April, 2018.


E-wallet is a type of card which works electronically and also which is used for transactions made online through a computer or a smartphone. Its utility is same as a credit or debit card. Virtual cash or Cashless Transaction is an upcoming technology that has seen a tremendous growth in the past year. Cashless payments are now becoming a popular trend in almost every field. Demonetization has forced a lot of places to accept digital payments. Use of e-wallets helps in moving away from a cash based economy. In the process, all the transactions get accounted in the economy, which has the effect of reducing the size of the parallel economy. The presence of mobile wallet spreading from urban to rural areas on a large scale. Hence, wallet money sees a high bright future in near time. The present study tries to study and analysis of the usage of E-wallet.



E-Wallet, Cashless Transaction, Virtual cash, Smartphones, Demonetization, Micro payments, E-Commerce, Failure payment transaction.


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