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Asian Journal of Management
Year : 2017, Volume : 8, Issue : 4
First page : ( 1304) Last page : ( 1310)
Print ISSN : 0976-495X. Online ISSN : 2321-5763.
Article DOI : 10.5958/2321-5763.2017.00197.4

Impact of Demographic Factors on Saving and Investment Patterns of Bank Employees in Aizawl

Dr. Singh Rajkumar Giridhari1,*, Ms. Sailo Saizampuii2

1Assistant Professor, Department of Management, Mizoram University, Mizoram

2Research Scholar, Department of Management, Mizoram University, Mizoram

*Corresponding Author E-mail: rkgiridhari@gmail.com

Online published on 2 June, 2018.


Investing is an activity that attracts people from all walks of life irrespective of their background. People turn to banks for various financial services and to seek help for saving, retirement planning, starting business, buying homes, etc. It is generally perceived that bank employees have better financial literacy in comparison to other professionals. The present paper basically attempts to identify the relationship between demographic factors of bank employees and their investment patterns. Primary data from a sample of 100 bank employees from public and private sector bank were obtained through a survey in Aizawl, Mizoram (India). The study has revealed that investment was independent of the gender, martial-status and income of the employees however family sizes of the employees have an impact on the investment.



Investment, savings, employees, public sector bank and private sector bank.


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