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Asian Journal of Management
Year : 2015, Volume : 6, Issue : 4
First page : ( 302) Last page : ( 306)
Print ISSN : 0976-495X. Online ISSN : 2321-5763.
Article DOI : 10.5958/2321-5763.2015.00044.X

Review of Priority Sector Lending Performance of Indian Commercial Banks

Goyal Neha1,*, Dr Agrawal Rachna2,**, Dr. Aggarwal Renu1,***

1Assistant Professor, YMCA UST, Faridabad

2Associate Professor, YMCA UST, Faridabad

*Corresponding Author E-mail: neha.garg200@gmail.com

** rachna_ag@rediffmail.com,

*** renu_aggarwal77@yahoo.co.in

Online published on 21 December, 2015.

Abstract

Priority Sector Lending (PSL) is an attempt by Reserve Bank of India to channelize financial assistance to neglected sector of economy. Priority Sector lending includes agriculture, Small scale industries, weaker sections, education and housing etc. RBI has done various changes in PSL guidelines time to time. There are various researches which study the affect of PSL on economy, banks and beneficiaries. It is also found in different studies that there are various quality issues in PSL. In this study researcher try to find out the factors related to banks and beneficiaries of PSL which affect the quality of PSL

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Keywords

Priority Sector Lending, Agriculture, Non Performing Assets (NPA), Reserve Bank of India (RBI), Private Banks, Public Banks.

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