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Year : 2021, Volume : 11, Issue : 2
First page : ( 91) Last page : ( 98)
Print ISSN : 2231-4105. Online ISSN : 2249-5223. Published online : 2021 December 4.
Article DOI : 10.30954/2231-4105.02.2021.4

Financial Literacy among Women: An Empirical Evidence

Singh Ankita*

Research Scholar, Department of Applied Business Economics, Faculty of Commerce, Raja Balwant Singh College, Agra, Uttar Pradesh, India

*Corresponding author: ankitasinghrbsa@rediffmail.com

Online Published on 4 October, 2022.

Received:  04  ,  2021; :  25  November,  2021; Accepted:  12  December,  2021.

Abstract

One of the biggest challenges of our country is women empowerment which can be attained by making them educated, financial independent. Financial literacy can be define as a set of knowledge and skills that allow individual to make informed and effective decision related to money. In India, women assess to financial services has increased substantially faster in the past few years. The increasing liberalisation in women social status has shown positive change in condition of women in India. Women are good in saving, budgeting and managing household expanses but they take their steps back when it’s come to take large financial decision and they depends on their male counterpart, believing them to be financial experts. A minimum level of financial literacy in necessary for the women so that they can take their financial decision. The present study was conducted to access the level of financial literacy among the women of Lucknow region. Thus a structured questionnaire was distributed among women in Lucknow region. The result of the analysis revealed that financial literacy level of women in Lucknow region not enough and strong variation in various socio- demographic and economic variables.

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Keywords

Financial literacy, Female, Independent sample test.

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