Credit appraisal process of Karnataka State financial corporation for women entrepreneurs Prof. D'silva Anitha B. M.1, Dr. Rejin E. V.2 1Senior Assistant Professor, RV Institute of Management, Jayangar, 4th T Block, Bangalore-41 2Assistant Professor, Department of Youth Welfare Studies, School of Youth Empowerment, Madurai Kamaraj University, Madurai-625 021, Tamilnadu State Online published on 5 August, 2019. Abstract Entrepreneurship activities are also enhancing steadily and the contribution by the women entrepreneurs is remarkable. Being an entrepreneur, utilizing skills, presenting knowledge in a particular filed, building organization, providing employment facilities are at the optimal level. Entrepreneurs are the key drivers to the economy; in these background women entrepreneurs are more versatile, many developments have taken place. Women have dual responsibility either to their family or to the business. Women have shown tremendous power either in the allocation of family resources or childbearing decisions or increasing their self-esteem and confidence. In this research paper process involved in availing loan facility for women entrepreneurs is anlaysed. Generally the financial corporations go through a systematicand comprehensive analysis with reference to Technical, Financial, Commercial, Economical and environmental analysis for the given proposal before the loan being sanctioned by the corporations. A study is being made to comprehend, appreciate and understand the nature of credit appraisal process, the components of appraisal of a given proposal for a women entrepreneur and the process in the way the amount is being disbursed by the Karnataka State financial Corporation is being analysed. The proposal given by women entrepreneur from the MSME sector is evaluated as a part of the research paper. Top Keywords Financial appraisal, economic, Tax clearance, Legal status. Top |