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International Journal of Research in Economics and Social Sciences
Year : 2016, Volume : 6, Issue : 4
First page : ( 80) Last page : ( 91)
Online ISSN : 2249-7382.

Parametric Assessment of Governance Practices of Micro Finance Institutions in Karnataka-An Empirical Analysis

Dr. Devaraja T.S.1, Mr. Lakshminarayana K.S.2, Mr. Rakesh T.S.3

1Director Post Graduation Center, Hemagangotri, Hassan

2Assistant Professor, Department of Commerce, SDM College, Ujire-574240

3Assistant Professor, Department of Commerce, SDM College, Ujire-57424

Online published on 20 April, 2017.

Abstract

The micro finance institutions are primarily meant for providing financial assistance to the rural poor. Micro finance is viewed as a major tool for inclusive development over the years. But in the recent years MFI's (Micro Finance Institutions) are prone into unethical practices affecting the interest of stakeholders. Lack of accountability, disclosure mechanisms, transparency in operations, regulatory norms prevailing in the MFI's are the reasons for diversified developments in the field of micro finance. In this backdrop, this study looks into the governance aspects which are very much essential for the success of any MFI in the present day context and tries to highlight the importance of regulatory frameworks to protect the interest of stake holders by large. The Micro Finance Institutions located in the districts of Dakshina Kannada, Bengaluru, Tumkur, Kolar and Bidar of North Karnataka are chosen for the current research work.

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Keywords

Micro Finance, Governance, Transparency, Regulatory bodies, Donor resources.

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