Performance evaluation of scheduled and non- scheduled urban cooperative banks in India Dr. Uppal R.K.*, Juneja Amit** *Principal Investigator, UGC Financed Major Research Project, D.A.V. College, Malout, Punjab. **Research Scholar, Department of Economics, Panjab University, Chandigarh. Online published on 3 November, 2012. Abstract The Urban Co-operative Banks (UCB's) are playing an important role in meeting the requirements of small traders, weavers, agriculturists and other lower and middle income group of people. Recently, the UCB's have been directed to concentrate their efforts towards the industrial development and other priority sectors of the economy. So, the area of operations of UCBs is becoming wider these days and they have become an important institution to study. Urban Cooperative banks are of two types namely Scheduled and Non-Scheduled. Both these type of UCBs have to work in accordance to each other, so that the objectives can be achieved in a better way. So, with this view, a correlation study is conducted between Scheduled and Non-Scheduled UCBs w.r.t. different selected parameters for the time period of 2008 to 2011. Karl Pearson's Coefficient of Correlation is used to analyse the extent of relationship. The results of the study reveal that these two types of UCBs are very much similar in their operations and there is found a high positive correlation on most of the parameters except money at call where there is a low negative coefficient of correlation is found between them. Top Keywords Cooperative Banking, Non-Scheduled UCBs, Scheduled UCBs. Top |