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Financial literacy: A holistic perspective Dr. Bhatt Sonal Assistant Professor, Sardar Patel University, India. svbhatt@gmail.com Online published on 22 June, 2017. Abstract Financial literacy is the first step towards financial inclusion. This paper discusses financial literacy from a much wider perspective under the premise that a holistic view of financial literacy needs to be taken. It must include awareness, knowledge, attitudes and behavior of a person with respect to all aspects of her economic decision—making, viz. expenditure, savings and investment. Efforts for increasing financial literacy could include the knowledge and awareness of a person in all of these aspects. Top Keywords Financial literacy, personal finance, expenditure, consumption, savings, investments. Top | |
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