Transformation in bank's productivity- A Comparative study of pre & post e-banking era Dr. Uppal R. K.*, Juneja Amit** *Principal Investigator, UGC Financed Major Research Project, D.A.V. College, Malout, Punjab, India **Research Scholar, Department of Economics, Panjab University, Chandigarh, India Online published on 17 April, 2013. Abstract Banking sector reforms and implementation of electronic banking trends in India has put the banking sector on the path of growth with stability, productivity and profitability and put in them the power to face the stiff competition of modern day banking business.In order to comparatively analyse bank's productivity in pre and post e-banking era, five banks each from the five bank groups namely Nationalized Banks, SBI & its associates, Old Private Sector Banks, New Private Sector Banks and Foreign Banks are selected and their productivity performance on deposit per branch, credit per branch and business per branch is evaluated in pre and post e-banking period. Pre e-banking period is taken as 1998 to 2001 and post e-banking period is taken as 2001 to 2012. Performance is evaluated with the help of average, coefficient of variation, range, skewness and Kurtosis. The results reveals that Foreign Bank group is the most productive bank group in pre and post e-banking period as it shows maximum deposit, credit and business per branch which is the sigh for the productivity of any bank group and it also shows consistent performance on all the selected parameters in pre and post e-banking period and from foreign sector bank group CITI Bank is the most productive bank as it shows maximum average on all the selected parameters. This shows the superiority of foreign bank group in Indian banking industry and all the other bank groups are far lagging behind than the performance of foreign bank group on the selected parameters. Top Keywords Business per Branch, Credit per Branch, Deposit per Branch, e-banking, Productivity. Top |