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Asian Journal of Research in Banking and Finance
Year : 2012, Volume : 2, Issue : 7
First page : ( 48) Last page : ( 53)
Online ISSN : 2249-7323.

Growth and rigional imbalance in self help groups bank linkage programme in India

Hariom*Junior Research Fellow, Kumar Yogender**Project Fellow, Ms. Shashi***University Research Scholar

* Department of Commerce, Maharishi Dayanand, University, Rohtak, Haryana, India.

** IMSAR, Maharishi Dayanand University, Rohtak, Haryana, India.

*** Institute of Management Studies Research, Maharishi Dayanand, University, Rohtak, Haryana, India.

Online published on 10 July, 2012.

Abstract

The objective of the study is to study the growth in number of accounts and bank loans provided to SHG's under this programme and examine the regional imbalalce in the number of accounts and loan disbursment to SHG's according to the agencies in total and per account under this programme. The present study entirely based on the secondary data. Besides tabular analysis, quantitative techniques like Compound Annual Growth Rate (G – 100) % where, log G = log 100 + 1/n-1 (log Pn – log P1) is used to calculate the growth rate and Co-efficient of Variation (CV) is used to calculted the regional imbalance. The study conclude that all the agencies are doing well in the growth in no. of account, bank loan disbursed and per account loan disbursment under the SHGs bank linkage programme. The regional imbalnce in absolute terms found very high but in per account bank loan disbursment found very low in comparision to absolute terms.

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Keywords

Self-Helf Groups, bank Loans Disbursed, Regional Imbalance.

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