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Asian Journal of Research in Business Economics and Management
Year : 2015, Volume : 5, Issue : 11
First page : ( 1) Last page : ( 11)
Online ISSN : 2249-7307.
Article DOI : 10.5958/2249-7307.2015.00189.9

A Study of Impact of Liberalization and Economic Reforms on the Development Financial Institutions (DFIs): The Indian Context

Dr. Vyas Sandeep1

1Assistant Professor, International School of Informatics and Management, Jaipur, India

Online published on 6 November, 2015.

Abstract

Purpose of this Paper

The paper focuses on the impact of liberalization of the Indian economy and financial sector reforms on the operating environment and functioning DFIs in India by conducting an empirical research.

Design/Methodology/Approach

This is a non experimental research in which sample groups were used to find out the impact of liberalization on the functioning of DFIs. The research design used in this study is cross-sectional. The methodology used in this research was survey methodology and survey technique used was questionnaire construction. Four parameters were taken into consideration to study the impact of liberalization and financial sector reforms on DFIs namely effect on their functioning, basic objectives, operating environment and their relevancy in the post reforms period. Frequencies and one sample t test were used in the study.

Findings

The study concludes that it is a compelling challenge for the DFIs to survive in the changed operating environment. Liberalization has adversely affected the functioning of DFIs. The basic objectives of DFIs have been redefined and their relevancy is under question largely due to the reforms introduced in the financial sector.

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Keywords

Development Financial Institutions, Financial Sector Reforms, Liberalization, Term Finance.

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