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Agricultural Economics Research Review
Year : 2022, Volume : 35, Issue : 1
First page : ( 133) Last page : ( 144)
Print ISSN : 0971-3441. Online ISSN : 0974-0279.
Article DOI : 10.5958/0974-0279.2022.00012.X

An analysis of the demand and uptake of agricultural insurance in developing countries

Sandeepani Dissanayake Mudiyanselage Madusha*, Wijerathna Pathiraja Nishanthage Malsha Madushani, Silva Kodikarage Nirosha Nadeeshani

Department of Agricultural Economics, Faculty of Agriculture, University of Ruhuna, Matara, Sri Lanka

*Corresponding author: madusha0906@gmail.com

Online Published on 06 October, 2022.


Climate change, natural risks, and market price fluctuations impact agricultural production and farm income. The risks can be smoothened by using concepts from insurance, but numerous challenges constrain the demand and uptake of agricultural insurance products. We review the products in developing countries for insights into formulating an agricultural insurance scheme for Sri Lanka and we find a range of products that have potential. The government and policymakers can use our findings to develop and implement an agricultural insurance scheme in Sri Lanka that serves as a risk management tool.



Agricultural insurance, Demand, Developing countries, Sri Lanka, Uptake.


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