Agricultural Economics Research Review
Year : 2012, Volume : 25, Issue : conf
First page : ( 564) Last page : ( 564)
Print ISSN : 0971-3441. Online ISSN : 0974-0279.

Linking Farmers Access to Institutional Credit, Input and Service Delivery Systems with Crop Production Performance: A Study in the North Bank Plains Zone of Assam

Barman R.N.

Department of Agricultural Economics, B.N. College of Agriculture (AAU), Biswanath Chariali-784 176, Assam

Online published on 9 October, 2012.

Abstract

The study has analyzed the impact of linking institutional credit and inputs and modern technology adoption in raising the net returns of small, medium and large farmers and also various constraints in linking credit and input delivery service with production of important crops and livestocks in the North Bank Plains (NBP) zone of Assam. The scope for innovations in harnessing the increasing credit and input demand potential has been explored. The study is based on the total of 30 input supply farms and 110 farm households (55 beneficiaries and 55 non-beneficiaries) of Sonitpur and Lakhimpur districts of the zone. The average gap index has been computed for various technology components in growing major crops like sali rice, ahu rice, wheat, rapeseed and mustard, jute and sugarcane. The study has suggested that credit documentation should be made simplified and made farmers-friendly. Loans for development of farm infrastructures should also be made available separately without clubbing it with seasonal agricultural loans.

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Keywords

Gap index, institutional credit, input delivery, technology adoption, Assam.

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