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International Journal of Business Economics and Management Research
Year : 2011, Volume : 2, Issue : 5
First page : ( 18) Last page : ( 32)
Online ISSN : 2229-4848.

Structural equation modeling of eBankqual scale: A study of e-banking in India

Kumbhar Vijay M.

Rayat Shikshan Sanstha Satara's Abasaheb Marathe College, Rajapur (Maharashtra) India, 416702. vijay.kumbhar9@gmail.com

Online published on 17 March, 2012.


This study assesses the relationship between perceived quality, brand perception and perceived value with satisfaction. For the data analysis structural equation modeling (SEM) method and path analysis method were used. A result indicates that, eBankQual model is fit to assess relationship between service quality, brand perception and perceived value with overall customers’ satisfaction in e-banking service. Result of regression SEM indicates that, all 14 variables found significant and good predictors of overall satisfaction in e-banking services. However, result of SEM analysis indicates that, data supports to eBankQual model and dimensions Compensation, Convenience, Contact Facilities, Easy to Use, Responsiveness, Cost Effectiveness and System Availability including brand perception and perceived value were found more significant factors in the eBankQual model.



Structural Equation Modeling, Service quality, Brand perception, Perceived value, Satisfaction.


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