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Asian Journal of Research in Banking and Finance
Year : 2016, Volume : 6, Issue : 10
First page : ( 45) Last page : ( 55)
Online ISSN : 2249-7323.
Article DOI : 10.5958/2249-7323.2016.00045.6

Global Financial Crisis and efficiency of Indian Commercial Banks – Application of Malmquist Productivity Index Approach

Sangeetha R*, Jain Mathew**

*Assistant Professor, Department of Management Studies, Christ University, Bangalore, India

**Professor & Head, Department of Management Studies, Christ University, Bangalore, India

Online published on 5 November, 2016.

Abstract

Banks form the central part of a nation's financial system by acting as a link between savers and the borrowers. In India, commercial banks play a vital role in the economic system. They help the economic system to function efficiently through their services like accepting deposits, lending, investing and other related activities. These services facilitate the economic processes of production, distribution and consumption. Hence, it is important for the banks to have better productivity in converting the deposits and borrowings into loans, advances, investments and fixed assets. Indian banking sector has shown strong progress over the last two decades and have supported economic growth. After the latest financial crisis in 2008, ensuring financial stability and productivity are the main objectives of commercial banks in India. Hence, the present study focuses on analysing the productivity of Indian commercial banks with reference to financial crisis using malmquist productivity index (MPI) for a period of 10 years. The results show that the global financial crisis has impacted on the efficiency of public and private sector banks in India.

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Keywords

Banking, Productivity, Malmquist Productivity Index, Global Financial Crisis, efficiency.

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