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Asian Journal of Management
Year : 2017, Volume : 8, Issue : 4
First page : ( 1051) Last page : ( 1056)
Print ISSN : 0976-495X. Online ISSN : 2321-5763.
Article DOI : 10.5958/2321-5763.2017.00161.5

Performance of Scheduled Commercial Banks in Indian Financial System

Kaur Maneet1, Dr. Kaur Satinderbir2,*

1Research Scholar in I.K. Gujral Punjab Technical University, Gujranwala Guru Nanak Institute of Management and Technology

2Principal (NON-AICTE Courses), Ludhiana College of Engineering and Technology, Ludhiana

*Corresponding Author E-mail: dr.satinder@rediffmail.com

Online published on 2 June, 2018.


The economic development of a country is related to the efficient performance of the Indian banking sector. Profitability, Productivity and Efficiency of the Indian banking sector has gained importance due to huge competition and changing banking reforms. This study attempts to measure the differential growth and performance of the scheduled commercial Banks.

For this study, we have considered public sector banks, private sector banks and foreign sector banks. Hence, different parameters are used to measure the performance of Scheduled Commercial Banks like Employees, growth in deposits, operating expenses etc.

Overall the study found that the Public-Sector Banks are not as profitable as compared to other sector banks. For this, we give some suggestions to improve the performance of banks and also handle the challenges faced by the banks.



Profitability, Scheduled Commercial Banks, Performance parameters, Operating Expenses, Total Assets.


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