Users online: 2862    [ij] [ij] [ij] 
Email id

Asian Journal of Management
Year : 2017, Volume : 8, Issue : 2
First page : ( 305) Last page : ( 314)
Print ISSN : 0976-495X. Online ISSN : 2321-5763.
Article DOI : 10.5958/2321-5763.2017.00046.4

Indian NBFC MFIs Vs. Bangladeshi NGO MFIs

Dr. Rupa R.*

Associate Professor, SCMS School of Technology and Management, SCMS Campus, Prathap Nagar, Muttom, Aluva, Cochin-683 106

*Corresponding Author E-mail: rupa@scmsgroup.org

Online published on 17 July, 2017.


MFIs are the pivotal organizations in each country that make individual microcredit loans directly to villagers, micro entrepreneurs, impoverished women and poor families. NBFC MFIs have been playing a significant role in taking forward the financial inclusion agenda of the Government of India. Bangladesh which is the birth place of microfinance and also pioneer in the world for applying microfinance has NGO form of MFIs. This paper aims to compare the financial performance of NBFC MFIs in India and NGO MFIs in Bangladesh. The study is primarily based on secondary data. The variables, such as institutional characteristics, financing structure, outreach indicators, overall financial performance indicators, revenue and expenses, efficiency and risk and liquidity have been considered to analyse the financial performance of 27 Indian NBFC MFIs and 23 Bangladeshi NGO MFIs. The Mann-Whitney U test has been used for analyzing the data. It is found that the Indian NBFC MFIs stand better than the NGO MFIs of Bangladesh in many aspects, though Bangladesh is the place of origin for the concept of microfinance and Microfinance Institutions.



Microfinance, microfinance institutions, MFIs, Financial Performance, India, Bangladesh.


║ Site map ║ Privacy Policy ║ Copyright ║ Terms & Conditions ║ Page Rank Tool
436,684,932 visitor(s) since 30th May, 2005.
All rights reserved. Site designed and maintained by DIVA ENTERPRISES PVT. LTD..
Note: Please use Internet Explorer (6.0 or above). Some functionalities may not work in other browsers.