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Asian Journal of Management
Year : 2019, Volume : 10, Issue : 4
First page : ( 349) Last page : ( 356)
Print ISSN : 0976-495X. Online ISSN : 2321-5763.
Article DOI : 10.5958/2321-5763.2019.00053.2

Neuro-Geometry in Bank Loan Decisions

Colonel. Dr. Satpathy Jyotirmaya1,*, Prof. Dr. Mishra D P2

1Faculty, Academics Department, National Defence Academy, Pune (India)

2Professor (Business Management), Department of Business Management, Fakir Mohan University (India)

*Corresponding Author E-mail: jyotisatpathy@gmail.com

Online published on 3 February, 2020.


Bank loan judgement-making is a region of intense study in neuro-geometrical managerial science. In real world, bank loan judgement processes and judgements emerge from complexly interlinked web of parameters, agents and decisional elements. There is a causal (forward-backward posturing) relationship amongst these constituents. Explorations like how brain absorbs information, identifies and borders problematical situations and finally indicates apposite responses consider various sources of data and evidence before sanctioning a judgement. Brain imaging technologies have motivated neuro-geometrical scholarship of internal order of mind and connotations with bandwidth of (bank loan)judgements. Imaging, a significant aspect of dynamic capability, exhibits cumulative quantum of evidence as regards evolutionary architectures in decision spectrum. How does the manager decide on a loan application? What all processes torrent across the span of hi brain? What limitations and restrictions boundary his neuro-geometrical dynamics? Does preceding familiarity of endorsing loans influence his computing results? There are some identifiable questions, though some have signatures of supporting a hypothesized solution. This paper attempts to report contemporary stride of advances to reconnoiter phenomena through managerial decision action, bank loan judgement-making and reasoning processes. Objective is to set forth a prototypical argument for bank loan judgement, in which interaction between neuro-neuro-geometrical aspects of loan judgement processes are indicated through calibration of brain activity at time of loan judgements. Attempt is towards linking neuro-geometrical-psycho and loan administration perspectives of predicting observed comportment. This provides architectural frame for understanding managerial loan decisional administration at intersection of neuro-geometrical managerial science, loan administration and psychology linking and spanning numerousechelons of exploration.



Brain Imaging, Loan Decision and Neuro-geometrical Geometry.


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